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The Normalcy Fallacy: Why Anyone Can Fall for Scams

A personal story about how normalcy bias makes us vulnerable. Scams exploit distraction, pressure, and timing—not intelligence.

The Normalcy Fallacy: Why Anyone Can Fall for Scams

My heart sank when the realization set in. My card was supposed to be charged $1.99 for the package delivery. Then my wife burst into the room saying that the bank was calling and $10,000 had been taken from our account. "There's no way—this can't be real" these were the only thoughts that kept cycling around in my head. How could this happen?

I know that scams are increasing, but I have always been vigilant. I could spot the gift card scams a mile away and I would roll my eyes as I clicked "report as spam" when my company sent test phishing emails. All it took was one second. I was distracted by other things—family and work matters, the "to do" lists always running through my head. I had so much going on and I just wanted to clean up my inbox.

Now there is a much more expensive and messy problem to deal with.

You Are Not Immune

A lot of us don't see ourselves in this story. We think we have seen it all before and won't be fooled. That is not the truth. I have talked to people who have lost over $1 million to scammers. I have talked to deceived directors of major companies. You need to hear me when I say this—it can happen to any of us. It can happen to any of our loved ones.

This is not to scare you—but let you know about a very human instinct we all have. It's called normalcy bias. When we hear these stories, we think we are invincible rather than thinking we are at risk.

Scams Exploit Human Nature

Scams are not about intelligence—scams exploit distraction, pressure, and timing. That is why protection matters.

MyProtection.AI shuts down this method for scammers. When your texts, emails, and phone calls are filtered away, there is no urgency to act. You can review the risky messages in your own time, with your sense of suspicion fully intact—calmer, clearer, and in control.

Not only that, but you can enroll your family members in the plan as well to make sure your family is protected from every angle.

Don't wait until it happens. Protect yourself and your family today.